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& Brunnemann, K

Cons Higher Premiums at Entry: Initial premiums can be higher, especially for high-risk categories

Among women who smoked 15 cigarettes per day, higher mortality risks were observed for lung cancer, ischaemic heart disease, cerebrovascular disease, subarachnoid haemorrhage, and respiratory disease

The chemicals in tobacco smoke not only damage your blood cells but also the function of your heart and the structure and function of your blood vessels putting patients at higher risk of developing atherosclerosis

After a month, maybe consider rewarding yourself with something a bit bigger - like a nice bottle of liquor, a shopping spree at your favorite store, getting your car detailed - whatever motivates you to get there