For tobacco users with cardiovascular history or elevated cardiac risk factors, our resource on life insurance for heart disease covers the cardiac underwriting framework and how tobacco class interacts with cardiac ratings in combined files
A report by the Institute of Medicine for the Food and Drug Administration estimated that raising the age of tobacco purchase to 21 nationwide would result in a 25-percent reduction in youth smoking initiation, a 12-percent reduction in smoking rates overall, and 16,000 fewer preterm or low birth weight births in the first five years of the policy
The FDA hopes the new pictures, which represent the most significant change to cigarette warning labels in 25 years, will convince more smokers to quit, and will discourage non-smokers from starting
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